Money Makes a Terrible God

In a world where financial stability is a constant concern, the relationship between money and our lives can become complicated. Many people find themselves stressed and overwhelmed, often attributing their struggles to a lack of funds. Today, we will explore the idea that money, while necessary, can become a poor substitute for the true foundation of our lives. This discussion aims to help you recognize the importance of prioritizing God over finances and offers practical tools for achieving financial breakthrough.

The Season of Breakthrough

We are currently in a season known as “breakthrough,” which encompasses 21 days of prayer and reflection. This period is not merely about attending Sunday services but about seeking genuine transformation in our lives. The focus is on prayer, testimonies, and the collective desire for God to intervene in our financial struggles and beyond. By engaging actively in this season, we can glean insights that will help us navigate our financial lives more effectively.

Understanding Money’s Role

The question arises: Is money evil? Many of us have heard the saying from 1 Timothy 6:10, which states, “The love of money is the root of all evil.” This phrase does not claim that money itself is evil, but rather that the love of it can lead to negative consequences. Money, when prioritized above all else, can distort our values and lead us away from God.

John D. Rockefeller, the first recorded billionaire, famously responded to the question, “How much money is enough?” with, “Just a little bit more.” This statement highlights the insatiable nature of our desire for wealth. We often find ourselves in a cycle of wanting more, regardless of how much we already possess.

Lessons from Financial Experts

Financial expert Dave Ramsey provides valuable insights into managing money. His advice includes practical sayings that resonate with many people. For example, he encourages individuals to “act your wage,” meaning you should live within your means rather than striving to impress others with material possessions. Ramsey also emphasizes the importance of prioritizing debt reduction and saving for the future.

He warns against the tendency to buy things we don’t need with money we don’t have to impress people we may not even like. This behavior can lead to a cycle of debt that is difficult to escape. Ramsey’s motto, “live like no one else now so that later you can live and give like no one else,” encourages sacrifice and prioritization in financial decisions.

Acknowledging the Love of Money

To break free from the grip of money, we must first acknowledge the problem. If our lives revolve around the pursuit of wealth, we risk placing money in the position of God. This prioritization can lead to stress, anxiety, and a sense of emptiness. Recognizing that money is a terrible god is the first step toward reclaiming our lives and allowing God to take His rightful place.

Five Tools for Financial Breakthrough

To help navigate the complexities of finances and achieve breakthrough, here are five practical tools:

1. Start with a Plan: Planning is crucial for financial success. As Jesus illustrates in Luke 14:28-30, one must estimate costs before undertaking a project. This principle applies to our finances as well. Create a budget that outlines expected income and expenses, ensuring that spending does not exceed earnings.
2. Embrace Biblical Stewardship: Proverbs 3:9-10 teaches us to honor the Lord with our wealth and first fruits. By prioritizing giving to God, we align our finances with His will and open the door for His blessings.
3. Prepare for Emergencies: Murphy’s Law states that anything that can go wrong will eventually do so. Building an emergency fund can help mitigate the impact of unexpected expenses, preventing reliance on credit cards or loans.
4. Practice Maturity: Maturity means taking responsibility for our financial decisions. As Paul notes in 1 Corinthians 13:11, we must put childish ways behind us and make wise choices that reflect our priorities.
5. Choose to Use Money Wisely: Finally, we must decide to use money as a tool rather than worship it. Money should serve us, not control us. Evaluate your spending habits to see if they align with your values and priorities.

The Importance of Budgeting

Budgeting is often viewed as restrictive, but it is a vital tool for financial success. By creating a budget, you define your priorities and ensure that your spending aligns with them. A budget allows you to allocate your resources effectively, making it easier to honor God with your wealth and be generous when opportunities arise.

Recognizing the Need for Generosity

As we create our budgets, it is essential to leave room for generosity. There will be times when we encounter people in need, and having the means to help them is a testament to our financial health and maturity. By setting aside funds for giving, we reflect God’s heart and prioritize helping others.

Facing Financial Challenges

Financial challenges are a reality for many. However, facing these challenges with a proactive mindset can lead to positive outcomes. By preparing for emergencies and being diligent in financial management, we can avoid unnecessary stress and debt. Remember, the goal is to have a plan, be generous, and put God first in all our financial decisions.

Frequently Asked Questions

Is it wrong to want money?

No, wanting money itself is not wrong. It is the love of money, when it becomes an idol, that can lead to negative consequences.

How can I start budgeting effectively?

Begin by tracking your income and expenses. Set a realistic budget that prioritizes your needs, savings, and giving. Regularly review and adjust your budget as necessary.

What if I can’t afford to give?

If you are struggling financially, consider giving what you can, even if it is a small amount. The heart behind giving is what matters most to God.

How can I prepare for unexpected expenses?

Build an emergency fund by saving a small amount regularly until you reach a comfortable level that can cover unexpected expenses without going into debt.

Conclusion

In conclusion, while money is an essential aspect of life, it should never take the place of God. By prioritizing our relationship with Him and applying practical financial tools, we can achieve breakthrough and live a fulfilling life. Remember, money makes a terrible god, but it can be a powerful tool when used wisely.